Personal loans guide

The current period would seem favorable for those wishing to apply for personal loans inpdap : interest rates are low, banks are incentivized to lend money to citizens and families, and online proposals at advantageous conditions are multiplying. However, requesting and obtaining financing is never a discounted and automatic operation, as it is necessary to prepare in a […]

The advantages of simulating the redemption of credits on simulation

To take advantage of budget relief, the purchase of loans or debt consolidation is an excellent solution. It allows debtors who have several outstanding loans to avoid the risk of excessive debt. The operation of the redemption of credits This procedure consists of collecting several loans in the form of one. As a result, the […]

Mortgage or PPD, what differences?

    In terms of mortgage loan guarantee , one would tend to confuse mortgage and lender privilege with deniers or PPDs . It should be known that the mortgage has pre-existed the PPD and can be considered as the traditional guarantee of real estate loans whereas the PPD is distinguished by the lightness of […]

Loans and non-repayable loans

  Non-repayable loans This type of loans and loans are usually aimed at female entrepreneurship, youth or new start-ups. In some cases there are also loans that are disbursed to already existing and consolidated companies as long as they invest in certain sectors considered strategic. What are non-repayable loans? Non-repayable loans assume a capital contribution: […]

Differences between PTZ (Zero Rate Loan) and eco-PTZ

The PTZ (Zero Rate Loan) is intended for people wishing to acquire a first principal residence while the eco-PTZ can be subscribed to finance energy-saving work carried out by building professionals. Let’s see in detail the characteristics of each. SUMMARY 1 The PTZ 1.1 The principle of PTZ: 1.2 For which type of housing? 1.3 […]

Costs related to a real estate purchase

Subscribing for a home loan within a bank generates different types of fees that are important to understand, especially so that you can compare 2 proposals with each other. Thus, I will list in this article all costs related to your real estate project and your mortgage . SUMMARY 1 Costs related to a real estate purchase 2 The costs of your home […]

How to apply for a loan without proof of salary

  Credit without proof of salary is always linked to a consumer loan since it is medium-term financing. With stable repayments and stable interest, this form of loan does not require you any proof to justify the use of your credit once collected. How then to obtain a loan without proof of salary? Reasons to […]

The deadlines for obtaining a mortgage

During a real estate project, there is a difficult time compressible 2 to 3 months generally between the moment when you validate a purchase price with the seller, and the moment when the funds of the bank become available for sale. Let’s understand why and what is the delay. SUMMARY 1 Bank procedures 2 The agreement of the bank […]

Read More